How to Set Up a Wells Fargo Online Account

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You can now get this Wells Fargo $200 checking promotion when you open a new Everyday checking account from the offer webpage or open any new, eligible checking account in-branch and complete qualifying activities. If you are opening the eligible checking account in a branch, please note that you must provide the bonus offer code to the banker at account opening. This offer is for new checking customers only.

To earn the $200 bonus, have cumulative qualifying direct deposits of at least $1,000 to the account within 90 calendar days of account opening (the qualification period) to receive a $200 bonus.

Wells Fargo $200 Checking Bonus


You are eligible to earn a $200 bonus at Wells Fargo after meeting all the requirements. See details included in the fine print below.

  • Account Type: Everyday Checking when opened from the offer webpage.
  • Availability: Nationwide
  • Credit Inquiry: Soft Pull
  • Credit Card Funding: None
  • Opening Deposit: $25
  • Direct Deposit Requirement: Yes, $1000 within 90 calendar days after account opening
  • Monthly Fee: $10; for information on how to avoid the $10 monthly service fee on the Everyday checking account visit the offer webpage.
  • Household Limit: None
  • Expiration: December 31, 2021

(Visit Wells Fargo to learn more)

Fine Print

Eligibility Requirements:

  • This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
  • You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
  • You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
    • You are a Wells Fargo employee

Bonus Requirements

  1. Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by December 31, 2021. All account applications are subject to approval.
  2. Within 90 calendar days of account opening (the "qualification period"), receive a total of $1,000 or more in qualifying direct deposits to your new checking account.
    • A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
    • Transfers from one account to another, mobile deposits, or deposits made at a banking location or ATM don't qualify as a direct deposit.

Bonus Payment:

  • Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
  • The new checking account must remain open throughout the 90-day qualification period and at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
  • You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:

  • Offer expires December 31, 2021. However, offer may be discontinued or changed at any time prior to the expiration date without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
    • Combined with any other consumer deposit offer (limit one bonus per customer/account).
    • Reproduced, purchased, sold, transferred, or traded.
    • The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.

Talk with a banker or see the "Consumer Account Fee and Information Schedule" and "Deposit Account Agreement" available at wellsfargo.com/depositdisclosures for complete checking account details, including the applicable monthly service fee and options to avoid it.

Wells Fargo Private Bank offers products and services through Wells Fargo Bank, N.A., Member FDIC and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.

Wells Fargo Bank, N.A. Member FDIC.

Bottom Line

This is a pretty decent bonus amount from Wells Fargo. If you reside near one of the participating branches, then you should definitely take advantage of this promotion and check it out. This offer is also available online.
Wells Fargo offers a variety of digital banking features for more convenient banking. Visit the Wells Fargo offer webpage for more information.

Also please let us know about your experience with this bonus in the comment section below. We would love to hear back from you. If you don't qualify, we have a full list of bank promotions for your banking needs.

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How to Set Up a Wells Fargo Online Account

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